School fee management software for Nigerian & African schools

Stop chasing school fees.
Start managing them.

SmartFee invoices your students, collects the money, chases the parents who haven't paid, issues every receipt and reconciles it all — in one place your bursar and your proprietor can both trust.

No card required Free for up to 50 students Money settles to your school's account Set up in four steps
The SmartFee dashboard showing collection rate, collected and outstanding fees
Collection at a glanceReal product screen
₦0
held by us — money settles to you
3 terms
built for the African school year
4 ways
card · transfer · USSD · virtual a/c
Auto
reminders until the balance clears
The problem

Still chasing parents for school fees?

Most Nigerian schools don't have a revenue problem. They have a follow-up problem.

Parents pay late — and you find out late

The term is half gone before anyone knows how much is still outstanding.

Payments are tracked by hand

A spreadsheet one person maintains, and nobody else fully trusts.

Bank transfers have to be matched manually

A credit alert with no name on it, matched to a child by memory.

Reminders mean chasing on WhatsApp

The same message typed to two hundred parents, one at a time.

Receipts are written out by hand

And argued over later when nobody can find the copy.

Management has no live picture

"How much have we collected?" takes a day and three people to answer.

SmartFee brings the entire fee lifecycle into one system — invoicing, payment, follow-up, receipts, reconciliation and reporting.

What SmartFee does

Five jobs, one system.

Not a list of features — the five things a school actually needs done.

Collect

Get the money in

Let parents pay the way they already pay, and stop losing transfers.

  • Card, bank transfer, USSD
  • Dedicated virtual accounts
  • Installments by auto-debit
  • Cash and POS recorded by staff
Track

Know what is owed

Every balance, per child and per family, updated as money arrives.

  • Student and family balances
  • Outstanding and overdue fees
  • Full payment history
  • Arrears carried across terms
Automate

Stop doing it by hand

The repetitive work runs itself, on the schedule you choose.

  • Invoice a whole class at once
  • Automatic parent reminders
  • Instant numbered receipts
  • Payments matched to invoices
Manage

Run the whole bursary

The money going out matters as much as the money coming in.

  • Staff roles and permissions
  • Multiple branches or campuses
  • Discounts and scholarships
  • Expenses, payroll and reports
For parents

Make paying easy

One account for the whole family, on the phone they already carry.

  • See every child's balance
  • View and download invoices
  • Pay from the phone
  • Keep every receipt
The real product

This is the software, not a mock-up.

Every screen below is the working system, captured from a live school account.

The SmartFee dashboard
See every outstanding balance at a glance. Collection rate, collected, outstanding and top debtors on one screen.
Invoice list
Invoice an entire class in seconds. Discounts and scholarships apply themselves.
Payments ledger
Every payment in one ledger. Card, transfer, USSD, cash and POS together.
Reminder rules
Reminders that stop when the parent pays. Set the days, times and channels once.
Bank transfer confirmations
Transfers confirmed by a person. Nothing credits itself — your bursar approves what landed.
Receipts
A receipt for every payment. Numbered, downloadable and verifiable by code.
How it works

Set up once. Collect every term.

No IT team and no spreadsheets. Four steps, and we walk you through every one.

  1. 01
    Set your fees

    Tuition, bus, uniform and exams — per class, per term, once.

  2. 02
    Invoice your students

    Generate for a class, a term or the whole school in one action.

  3. 03
    Parents receive their bills

    In their portal, and by the channels you have enabled.

  4. 04
    Parents pay

    Card, bank transfer, USSD or virtual account — or at the school.

  5. 05
    SmartFee records and reconciles

    The invoice updates and a numbered receipt is issued.

  6. 06
    You see the collection position

    Collected, outstanding and overdue, live on the dashboard.

Who it's for

One system. Three very different jobs.

For the proprietor

Know how much the school has collected and what is still outstanding — today, not at the end of the month.

For the bursar

Invoice, record, reconcile and report without a spreadsheet, and stop chasing parents by hand.

For the accountant

One fee ledger, exportable, with an audit trail of who changed what and when.

For the principal

See which classes and families are behind, without asking the bursary for a report.

For administrators

Student records, parent accounts, notices and the calendar in the same system as the fees.

For parents

View and pay every child's fees from one account, and keep every receipt.

For the proprietor

Know exactly where your school stands.

Expected, collected, outstanding and overdue — on one screen, updated as the money arrives. No waiting for a monthly summary that lands too late to act on.

  • Collection rate for the term
  • What each class and each family still owes
  • Payments as they land, however they were paid
  • Income against expenses and payroll
  • Model next term before it starts
See pricing
Collection and outstanding reports
Fee simulation for the coming term
A parent's children and balances
Payment history and receipts on a phone
For parents

Give parents a simpler way to pay.

One parent, several children, one account — and one payment that covers them all, applied to the oldest fees first.

  • Every child and balance in one place
  • Pay by card, bank transfer, USSD or virtual account
  • Instant receipt they can download and verify
  • Sign in with a phone number — no email needed
  • Works on the phone they already have

The parent portal is a website that installs to the home screen from the browser. There is no app store download.

The difference

Move beyond spreadsheets and manual tracking.

Today, by handWith SmartFee
Writing invoices one by oneA whole class invoiced in one action
Matching transfers by memoryPayments matched and confirmed in a queue
Chasing parents on WhatsAppReminders on a schedule that stop when paid
Handwritten receipt booksNumbered digital receipts, verifiable by code
Records in several placesOne fee ledger for the whole school
Asking three people for a figureA live dashboard the proprietor can open
Trust

It's your money and your records.

Precisely what happens to the money and the data — no vague promises.

The money goes to your bank

Payments settle into the school’s own bank account through the payment provider. SmartFee does not hold your fees.

Each school is separated

Every record carries its school, and every query is filtered by it. One school’s account cannot read another’s data.

Staff see only their part

Roles and permissions decide who can record a payment, reverse one, or open the reports at all.

Payment notifications are verified

Every gateway webhook is signature-checked before it is allowed to change a payment.

Receipts can be checked

Each receipt carries a code anyone can verify publicly, showing the amount and date — never private details.

Your data stays yours

Export students, invoices, payments and receipts to a spreadsheet whenever you want.

Simple pricing

Start free. Pay when it's working.

Priced per school, not per parent. Set everything up before you pay anything.

Free

Get started — up to 50 students.

₦0
  • Up to 50 students
  • Invoices, payments & receipts
  • 3 staff accounts
  • Parent portal
Start free
Most schools

Starter

For growing schools — up to 500 students.

₦150,000/year
Save ₦90,000 — about ₦12,500/month
  • Up to 500 students
  • Everything in Free
  • Unlimited Push Notification
  • Unlimited Emails
  • Bulk invoicing & reports
  • 10 staff accounts
Start free trial

Pro

Unlimited students, all features.

₦400,000/year
Save ₦200,000 — about ₦33,333/month
  • Unlimited students & staff
  • Gateways & virtual accounts
  • Unlimited Push Notification
  • Unlimited Emails
  • Reconciliation & analytics
Choose Pro

Online payments carry the payment processor's transaction fee, as they do everywhere in Nigeria. Cash and bank transfers you record yourself cost nothing.

Questions

Everything you might ask.

Into your school's own bank account, through the payment provider. SmartFee never holds school funds — we are not a bank and do not want to be one.

Ready to stop chasing school fees?

Give your school one place to invoice, collect, track and manage fees — and give parents one place to pay.

Free for up to 50 students · No card required · Set up before you pay